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Some of the Guidelines for FHA insured loans after Bankruptcy or Foreclosure
FHA INSURED LOANS are available to people who have had both bankruptcies and foreclosures in their past. There are some restrictions, the borrower must have virtually perfect credit since the bankruptcy or the foreclosure. These loans are also subject also to normal qualifying guidelines with income and debt limitations.
- Chapter 13 Bankruptcy There must be 12 consecutive months of on time payments on all accounts (including utilities, cell phones etc) from the filing of the chapter 13 bankruptcy.
- Chapter 7 Bankruptcy There must be 24 months of perfect credit from the disposition of a Chapter 7 bankruptcy.
- Foreclosure There must be 3 years of perfect credit from the foreclosure.
- 2 Years for Short Sales
SoCal Superior Properties is a group of seasoned foreclosure professionals who have dedicated staffs knowledgeable in how to stop foreclosure and find the right solution for you to exit your cycle of debt. We can help with preforeclosure, seized homes and are versed in every state's foreclosure laws.
HOW WE STOP FORECLOSURES:
Rest assured there are alternatives. You are not alone. With the economy hitting some of its lowest points since the 1970s there are thousands of Americans just like you losing their homes out of no fault of their own. Once you pick up the phone or submit the form below we will provide you with the answers to all of your foreclosure questions.
STEP 1) CALL OR EMAIL TODAY
STEP 2) WE GET YOU OUT OF FORECLOSURE
STEP 3) WE REBUILD YOUR CREDIT
NO RISK IN CALLING
Satisfaction is 100% guaranteed. The phone call and the consultation is completely free. We will navigate the treatcherous waters of home foreclosure using many techniques that are available to consumers today. Take the weight off of your shoulders, and put it on ours.
Email SoCal Superior Properties Support Desk Today and we will help you understand: refinancing, credit repair, short sale, bk buyout, loan restructuring, reverse mortgage, debt consolidation, loss mitigation, partial claim, forbearance agreement, deed in lieu of foreclosure, hard money loans, bankruptcy laws, loan modification, reinstatement plans.
WE CAN EVEN BRING YOUR LOAN CURRENT IMMEDAITELY, MANY TIMES WITH LOWER PAYMENTS!
Learn how we can save your home with one of the 47 different loan modifications available.
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